How to Check Polish Company Insolvency Programmatically (KRZ Scraper)

TL;DR Poland's KRZ (Krajowy Rejestr Zadluzonych) tracks all bankruptcy, restructuring, and enforcement proceedings The government has never released a public API despite 4+ years of promises The only alternatives are manual web searches or MGBI's paid subscription (200-500 EUR/month) I built an Apify actor that captures a JWT token from the portal and calls the internal REST API directly - giving you structured JSON for $0.05/entity check The Problem If you work in credit risk, compliance, or debt collection in Poland, you need to check the KRZ constantly. Is this company in bankruptcy? Has restructuring been filed? Are there enforcement proceedings? The government portal at krz.ms.gov.pl lets you search manually - one company at a time, through a slow AngularJS interface. There's no API, no bulk export, no way to automate it. The only commercial provider, MGBI, charges 200-500 EUR/month for API access. Great for banks, overkill for everyone else. The Solution The KRZ portal is a Singl